Online Banking

girl shopping on her phone with credit card

Checking Account Comparison

OptimumVelocityBasic


Monthly Service Fee

Optimum


$15

Velocity


$7

Basic


$0


Ways to earn out of monthly service fee

Optimum


$2,000 daily balance $5,000 average monthly balance $25,000 combined balance in checking, savings and CD accounts

Velocity


Reimburse $0.50/posted payroll or gov't benefit, direct deposit and $0.50/posted signature based debit card purchase per statement cycle up to $7

Basic


N/A


Interest

Optimum


Tiered

Velocity


N/A

Basic


N/A


ATM reimburesement

Optimum


$25 in Non-CenterBank ATM fees reimbursed per statement cycle

Velocity


$6 in Non-CenterBank ATM fees reimbursed per statement cycle

Basic


N/A


Free basic check orders

Optimum


yes

Velocity


N/A

Basic


N/A


Online banking

Optimum


yes

Velocity


yes

Basic


N/A


Online Bill Pay

Optimum


yes

Velocity


yes

Basic


N/A


Mobile Banking

Optimum


yes

Velocity


yes

Basic


N/A


Account Alerts

Optimum


yes

Velocity


yes

Basic


N/A


Electronic Statements

Optimum


yes

Velocity


yes

Basic


yes


Paper Statements

Optimum


yes

Velocity


$2

Basic


$2